Head Office Management
HO Management consists of the interlocking functions of creating corporate policy and organizing, planning, controlling, and directing an organization’s resources in order to achieve the objectives of that policy.
Virginia Sibanda (Mrs.)
Chief Executive Officer
Mrs Virginia Sibanda is the CEO of VIRL Rural & Social Financial Services (Private) Limited trading as VIRL Financial Services a company that she co-founded in 2010. She holds a Master of Business Administration Degree obtained through the University of Wales Bangor in association with Manchester Business School. Mrs Sibanda is an alumni of the International Leadership Visitors Program sponsored by USAID. She has twenty eight years of experience in banking and microfinance industry in Zimbabwe, with extensive experience in credit risk assessment and lending to micro, small, and medium enterprises.
She has attended the general Boulder Institute of Microfinance Program as well as the Rural and Agriculture program and has attended the Symposium for Financial Inclusion sponsored by Mastercard Foundation.Mrs Sibanda is passionate about development work. She is the former Board Chairperson of ZAMFI.
EVANS MPOFU
Finance Manager
Evans Mpofu is qualified accountant and holds a BCom (Hons) Degree in Accounting (Great Zimbabwe University), Bachelor of Business Studies (Hons) Degree in Banking and Finance (Bindura University of science Education) and an Executive Diploma in entrepreneurship and Microfinance (National University of Science Education). He is also studying towards being a Corporate Governance fellow with CGI Zimbabwe and a Master’s Degree in Professional Accounting (Great Zimbabwe University)
Evans has a wealth of experience in the microfinance focussing on developing and implementation of financial strategies and Financial Reporting which he gained over a period of 10 years as a microfinance Practitioner.
Rufaro Mhaka
HR Manager
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Nhlanhla Sibanda
Risk Manager
Nhlanhla Sibanda is a passionate advocate for economic development with a deep commitment to empowering youth. She is a Certified Financial Risk Manager (FRM) who holds a Bachelor of Commerce in Global Economics and Finance, along with an executive certificate in Microfinance and Entrepreneurship. Nhlanhla is an alumna of the International Visitor Leadership Program and AWEC, Nhlanhla co-founded a dynamic youth program, Nduna Girls, that has positively impacted over 2,000 individuals. She is also a certified SYIB (ILO) trainer.
Patrick Mudzikisi
Credit Operations Manager
Patrick Mudzikisi is a seasoned professional with over eight years of experience in the Microfinance Institution sector. Currently serving as the Credit Operations Manager at VIRL Financial Services, he has demonstrated expertise in various aspects of financial services, including marketing, market development, credit risk analysis, loan appraisals, credit monitoring, and portfolio quality management.
Trymore marizani
Compliance Manager
Trymore Marizani is a holder of a Bachelors Degree in accountancy with Chinhoyi University of Technology and studying towards a masters in professional accounting and corporate governance with great Zimbabwe university in collaboration with CGI Zimbabwe .
He has 7 years experience in the mfi with Virl financial services.
Collins Muguyo
Business Development Manager
Collins Muguyo holds a master’s degree in Development Finance, his role encompasses Business development services market development, as well as training both clients and agents to enhance their skills and capabilities. Collins has expertise in project management backed by qualifications as an Social Performance Management auditor for financial institutions and he is
an ILO certified trainer. Collins has over 10 years’ experience in
Microfinance and he additionally holds a Bachelor’s Degree in Financial Intelligence and an Executive Certificate in Microfinance and Entrepreneurship, Digital Money, Green Business Development and Digital transformation of Financial Institutions
Doreen Mudyariwa
Recoveries Manager
Doreen Mudyariwa is an accomplished and experienced professional in the field of Debt Recoveries. With over 10 years of expertise and a diploma in Accounting. She has established a strong track record of maintaining 100% efficiency in collections across all branches she has worked with. This accomplishment is a testament to her expertise in managing and optimizing the recovery process. Throughout her career, Doreen has consistently demonstrated a high level of professionalism, a strong work ethic, and a commitment to completing tasks in a timely manner.
Virl Financial Services
Registered Microfinancier